Andrew Kashella helps homebuyers, homeowners, and real estate investors across Dunedin, Pinellas County, the Greater Tampa Bay area, and all of Florida find the right loan through Innovative Mortgage's network of over 100 lenders. Whether you're buying, refinancing, investing, or exploring your first home loan, you have options.
A Better Mortgage Experience
When you work with Andrew Kashella, you are not limited to a single lender's products. As part of Innovative Mortgage, Andrew can help you explore a wide range of residential loan options from over 100 lenders. That means more flexibility, more opportunities, and a better chance of finding a loan that fits your goals.
Compare options across 100+ lenders instead of being limited to one bank's products.
Andrew works with every type of residential borrower—from first-time buyers to seasoned investors.
Straightforward answers, no unnecessary jargon, and guidance through every step.
Loan Programs
Andrew Kashella can help borrowers explore every type of residential loan through Innovative Mortgage's network of over 100 lenders. More flexibility to match a loan to your goals, property type, income structure, and long-term strategy.
A strong option for many borrowers with solid credit and stable income. Flexible terms and competitive rates.
Helpful for buyers who want flexible qualification guidelines and lower down payment options.
Built for eligible veterans, active-duty service members, and qualified military families.
A valuable option for qualified buyers purchasing in eligible rural areas with favorable terms.
Designed for higher-value home purchases that exceed standard conforming loan limits.
For homeowners who want to improve terms, access equity, lower payments, or restructure debt.
Helpful for self-employed borrowers who may not show income in a traditional way.
A common solution for real estate investors focused on property cash flow rather than personal income.
Alternative options for borrowers with more complex financial profiles or unique income scenarios.
Financing options for buyers or homeowners planning improvements and upgrades.
Programs designed to help first-time homebuyers navigate the process with clear guidance and smart options.
Access your home equity for home improvements, debt consolidation, or other financial goals.
Who Andrew Helps
Whether you're buying your first home, refinancing an existing mortgage, or building a real estate portfolio, Andrew helps you find the right financing strategy.
Buying a home is one of the biggest financial decisions you'll make. Andrew helps buyers understand their financing options, compare loan programs, and move through the process with clarity.
Refinancing isn't just about chasing a lower rate. It can also reduce monthly payments, shorten your loan term, access equity, or improve your overall financial position.
The first home purchase can feel overwhelming. Andrew helps first-time buyers break the process into manageable steps so they can move forward with more confidence.
Real estate investors often need loan solutions that fit a strategy, not just a standard borrower profile. Andrew helps investors explore flexible residential financing options.
How It Works
Share your goals, timeline, and financial picture to get started.
Compare loan products and lender solutions that fit your needs.
Move forward with confidence and clear next steps.
Stay informed throughout the process all the way to the closing table.
About Andrew
Andrew Kashella helps clients navigate the mortgage process with a clear, personalized approach. As a mortgage loan officer with Innovative Mortgage, he gives borrowers access to over 100 lenders and a wide range of residential loan programs.
Whether a client is buying a first home, refinancing an existing mortgage, or investing in residential real estate, Andrew focuses on finding practical solutions that fit the borrower's goals.
No two borrowers are exactly alike. Some clients need flexibility. Some need speed. Some need help understanding the basics, while others are comparing advanced loan scenarios. Andrew's role is to help borrowers sort through the options and make informed choices with confidence.
Brand Promise
"More options. Better guidance. A smoother path home."
Whether you are buying, refinancing, or investing, Andrew Kashella is here to help you compare smart residential loan solutions through Innovative Mortgage's network of over 100 lenders.
Get In Touch
Have questions about buying a home, refinancing, or comparing loan options? Andrew is here to help. Reach out to start the conversation, review your options, or begin the application process.
Call Andrew
727-564-3826Service Area
Based in Dunedin, FL
Serving Pinellas County, the Greater Tampa Bay area, and clients across all of Florida — including Tampa, St. Petersburg, Clearwater, Palm Harbor, Largo, Safety Harbor, and surrounding communities.
Innovative Mortgage Services, Inc.
NMLS #139171 | Broker NMLS #250769
Andrew is a mortgage loan officer based in Dunedin, FL helping clients across Pinellas County, Greater Tampa, and all of Florida explore residential loan options through a network of over 100 lenders. From first-time home purchases to refinance and investment property financing, Andrew works to match borrowers with mortgage solutions that fit their goals.
Andrew Kashella — NMLS #139171 | Innovative Mortgage Services, Inc. — NMLS #250769
Loan programs are subject to borrower qualification, credit approval, and property eligibility. Not all applicants will qualify. Additional terms and conditions may apply. Interest rates and loan programs are subject to change without notice. This is not a commitment to lend or extend credit.
Verify licensing at the NMLS Consumer Access website. Innovative Mortgage Services, Inc. is a licensed mortgage broker. This website is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site.